5 Signs You’re in the Financial Comfort Zone — and Why You Shouldn’t Be
The comfort zone sounds like a nice place to hang, but you can’t grow and your life won’t change if you insist on only embracing the familiar and predictable.
Expansion comes from finding your growing edge, welcoming new opportunities, and asking for help. And leaving your fixed mindset and old habits behind.
That can be scary, but a coach can turn your fear into excitement.
Have you decided to get your financial house in order, define a clear roadmap, and foster a healthier relationship with money?
Or are you stuck in a financial rut?
Here are five signs you may be chilling in the comfort zone:
#1: You rarely look at your bank and credit card statements
Ignorance is not bliss and financial avoidance is akin to putting your head in the sand and pretending your financial situation is a-okay. When you are working and saving towards vision-driven goals, you look forward to checking in on your progress.
#2: You’re stuck in a cycle of paying off debt and then racking it up again
Credit cards breed complacency. Taking steps to right-size your cash flow and spend more mindfully requires intention, effort, and time. Using credit to fill your cash gap may be easy in the short-run, but it leads to bigger challenges down the road.
#3: You are saving each month, but not sure why or for what
Automation and putting your finances on autopilot is recommended. But if you established a savings plan years ago based on a random percentage, and haven’t taken steps to refine it as your goals have evolved, you may be in for a surprise once you need those funds.
#4: You complain about your finances, but delay taking action until the circumstances are just right
Procrastination is often the result of feeling overwhelmed or anxious about change. There is a false belief that if we put something off, it might just go away on its own. Or we believe that change will be easier when the conditions are just right. Spoiler: the perfect day never comes.
#5: You believe “getting by” is the best you can hope for
Perhaps you’ve resigned to living as things have always been for you and you’ve buried the dreams and vision you once had.
Realize this: your situation will only improve when you move out of the comfort zone.
The hardest part is pushing past your fears and embracing the unknown. But once you get to the other side, you realize you are indeed worthy of an abundant life.
