Need a tool to improve your financial situation? Try your calendar.

We’ve all heard repeatedly that time is our most precious asset. And if you understand how compound interest works, you know why it’s important for building wealth.

But what you might not realize is that your calendar is one of the most powerful tools at your disposal for fostering an abundance mindset and being more intentional with your money.

If you want to get out of debt, banish your fear of lack, or start making conscious money moves aligned with your goals, follow these super easy tips.

Tip 1: Schedule a weekly finance pulse check.

10–15 minutes is all that’s needed. Pick a time of the week when 1) you won’t be disturbed and 2) you’re likely to be well-rested and able to focus. Take this time to review your spending from the previous week. Avoid passing judgement, just observe and then move on.

Tip 2: Create a recurring invite for a one-hour monthly review.

Include your spouse or partner in this exercise. Couple it with a fun or relaxing activity, so that it becomes something you both look forward to. Plan to review your 1) monthly spending, 2) current debt balances, 3) monthly cash flow, 4) current net worth, and 5) goals. Hint: using an app like Mint or Personal Capital makes exercises 1 and 2 fast and easy.

Tip 3: When you’re about to make a large purchase, use your calendar to buy more time instead.

Avoid making a decision at the moment by pulling out your phone and scheduling a time to revisit the decision (preferably 24–48 hours out). When you allow yourself more time, you may find that 1) you don’t really need or want the item or 2) you identify better alternatives.

Tip 4: Schedule two minutes each day to reset your mindset.

Using your calendar or the reminders app on your phone, schedule one reminder to align with the time you wake up in the morning and another around the time you typically go to sleep at night. Make the morning reminder this prompt: “Today I will be…” This reminder will help you set an intention for the day. You could complete the sentence with “optimistic about my life” or “mindful with my spending.” The evening prompt should help you cultivate a gratitude practice with “I am grateful for…” or “Today I experienced these blessings…” Both exercises require very little time, but create a powerful and lasting shift in your money mindset.