Why My Money Coaching Is Different

Jenny Whichello, Bliss + Wealth
6 min readFeb 24, 2024


Not sure what money coaching is all about? Forget the deprivation diets and rigid spreadsheets you’ve heard money gurus touting! Money management isn’t about punishment or restriction; it’s about empowerment, freedom, and living your most vibrant life.

But let’s be honest, traditional financial advice often feels dry, impersonal, and disconnected from your deepest desires. That’s where I come in as a different kind of money coach, offering a transformative journey that blends practical planning with powerful mindset work.

Here’s why you might need my kind of money coaching:

Has traditional financial advice left you feeling deflated, restricted, and frankly, bored. Generic budgets, one-size-fits-all goals, and rigid rules of thumb might appear helpful on the surface, but they fall short in addressing the deeper emotional and psychological aspects of our relationship with money. Let me explain why these approaches backfire on most people.

The One-Size-Fits-All Fallacy:

Traditional advice often forgets that you are not a statistic. It throws generic goals like “save 20% of your income” or “retire at 65” without considering your unique values, dreams, and aspirations. This disconnect creates a sense of inauthenticity, making it hard to connect with and truly own your financial plan.

The Budgeting Blues:

Let’s face it, restrictive budgets often feel like punishment, not empowerment. They focus on deprivation and sacrifice, ignoring the joy and freedom that financial well-being can bring. This negativity fuels resentment and makes sticking to the plan feel like an uphill battle.

The Numbers Game:

Traditional advice gets fixated on the cold, hard numbers, neglecting the emotional side of the equation. It fails to address the limiting beliefs, fear, and self-doubt that often sabotage our financial efforts. Ignoring these inner dragons leaves you vulnerable to emotional triggers and hinders your ability to achieve lasting change.

The Future Focus Trap:

Focusing solely on distant future goals creates a disconnect from the present moment. You end up sacrificing your present happiness for an uncertain future, missing out on the joy of experiencing abundance today. My approach celebrates small wins and present-moment fulfillment, ensuring you enjoy the journey, not just the destination.

A lot of people are struggling to find success with traditional advice.

You’ve heard it all: set SMART goals, create budgets, sacrifice lattes, and financial freedom will be yours! But statistics tell a different story. Only 8% of people actually achieve their New Year’s resolutions.

The Struggle is Real:

  • 91% of Americans have at least one financial regret, according to CNBC.
  • 45% say they are still recovering from poor financial decisions made earlier in life, a study by Clever Real Estate reveals.
  • Debt burden weighs heavy: 78% of American adults have debt, with an average balance of $92,727, according to Experian.

So, what separates the goal-getters from the frustrated quitters? Let’s dive into the data and unveil the secrets to lasting financial transformation:

  • Clear Vision, Defined Path: A University of Chicago study found that writing down your goals increases your chances of achieving them by 42%. My program helps you articulate your vision and break it down into actionable steps.
  • Mindset Matters: Research by Stanford University shows that people with a growth mindset are more likely to persist in the face of challenges. My program focuses on rewriting limiting beliefs and cultivating an abundance mindset.
  • Community Counts: A study by Kelton Global found that people who share their goals with others are 33% more likely to achieve them. Through my program, I act as your accountability partner and cheerleader.
  • Celebrate Small Wins: Research by Harvard Business Review reveals that celebrating milestones boosts motivation and reinforces positive behaviors. My program encourages you to recognize and celebrate every step towards your goals.

Beyond the Numbers:

Traditional advice often overlooks the emotional side of the equation. My holistic approach addresses the psychological factors that influence your financial decisions:

  • Fear of failure: This can lead to procrastination and self-doubt. My program equips you with the confidence and resilience to navigate setbacks.
  • Procrastination: Perfectionism and overwhelm can hold you back. My program provides actionable steps and support to keep you moving forward.
  • Emotional spending: We all have triggers! My program helps you identify and manage emotional spending to stay aligned with your goals.

So, is hiring a money coach the best alternative approach to transform your finances?

Well, it depends — on the kind of money coach. A coach who provides lasting results is one that embraces a holistic approach, blending practical planning with powerful mindset work. Here’s a taste of what awaits you in my program Wealth Begins Within™:

My proprietary money coaching method:

My secret sauce? I go beyond just crunching numbers and creating budgets. I dive deep into your unique money story, uncovering the limiting beliefs and emotional patterns that have held you back. We explore your vision for your life, the desires that ignite your soul, and the experiences that truly matter. This inner work becomes the foundation for your financial plan, ensuring it’s not just a set of numbers, but a roadmap to your dreams.

Rewriting Your Money Script: From Scarcity to Abundance

Remember those whispers of “not enough” that sabotage your financial efforts? I help you silence those with powerful money mindset coaching. We identify and rewrite limiting beliefs, replacing scarcity narratives with empowering affirmations of abundance and worthiness. You’ll learn to see money as a tool for joy, freedom, and personal growth, not a source of stress and anxiety.

Planning with Passion: Aligning Goals with Values

Forget generic financial goals! You’ll define meaningful objectives that align with your deepest values. Do you crave travel adventures? Financial freedom to pursue creative passions? We’ll break down your vision into achievable milestones, creating a personalized roadmap that feels exciting, not restrictive. Every step you take becomes a celebration of your progress towards a life you truly love.

Action + Mindset: The Winning Formula for Lasting Success

But let’s be real, life throws curveballs. That’s why I equip you with the emotional resilience to navigate setbacks. We develop coping mechanisms for dealing with unexpected expenses or moments of self-doubt. You’ll learn to celebrate small wins, stay motivated during challenges, and trust your ability to overcome any obstacle. Remember, it’s not just about the destination; it’s about enjoying the journey of abundance and empowerment right now.

Here’s a glimpse into what makes my money coaching program unique:

  • Personalized Roadmap: No cookie-cutter plans here! We create a financial strategy tailored to your unique vision, values, and goals.
  • Money Mindset Magic: We bust through limiting beliefs and cultivate an abundance mindset that fuels your financial success.
  • Celebration, Not Deprivation: We focus on the joy and freedom that financial well-being brings, making the journey enjoyable and sustainable.

Not sure it you’re ready for this kind of money coaching?

Dr. Michael Bernard Beckwith says “the pain pushes until the vision pulls.” Are you being pushed or pulled? Can you envision a new financial reality for yourself and your family? Are you willing to do the inner and outer work?

  • Uncover Your Money Story: We delve into your unique experiences, beliefs, and values to understand your relationship with money. This self-awareness creates a solid foundation for personalized goals and strategies.
  • Rewire Your Money Mindset: We identify and transform limiting beliefs like “I’m not good with money” into empowering affirmations that fuel your financial confidence.
  • Craft Meaningful Goals: Instead of generic targets, we define goals aligned with your deepest desires and values. This intrinsic motivation makes you excited, not obligated, to pursue them.
  • Celebrate Each Step: We focus on small wins and present-moment joys, ensuring you experience abundance and fulfillment throughout your journey.
  • Build Emotional Resilience: You’ll learn tools to navigate setbacks, stay motivated, and trust your ability to overcome challenges.

Remember, financial well-being is not just about numbers; it’s about creating a life you love. Ditch the generic, embrace the holistic, and join me on a journey that empowers you to achieve your dreams, enjoy the process, and experience true financial abundance — from the inside out!



Jenny Whichello, Bliss + Wealth

On a mission to help the next generation of unstoppable women have blissful relationships with money while building wealth! Free resources @ blissandwealth.com